APR or APY Clarifying the Differences for Informed Financial Choices
APR and APY might be taken as similar, but they are different measurements for borrowing and saving. APY dominates savings interest calculations. APY accounts for [view more]
Articles by Ajay Sharma
Maximizing Your Finances with Online Banking A Comprehensive Analysis
In the early 1990s, as the internet began to commercialize, established banks saw an opportunity to reach their customers digitally. They started by offering basic [view more]
Contactless Debit Cards Understanding Their Benefits and Necessities
Contactless debit cards are revolutionizing the way we make purchases. With just a simple tap, you can complete transactions swiftly and securely. You might have [view more]
Applying for an SBI Personal Loan A Comprehensive StepbyStep Guide
Financial management is crucial in India, where the middle class employs much of the population. This demographic allocates income to daily expenses and savings. However, [view more]
Understanding Proof of Fund Its Significance and Importance Explained
Proof of funds is critical, especially when making significant purchases like a house. The seller or mortgage company often asks for this to confirm that [view more]
Investing in REO Foreclosures Financial Strategies and Considerations
Banks sometimes take back the houses when people can’t pay their home loans. These homes, called REO houses, didn’t sell at foreclosure auctions. The bank [view more]
Prepaid Debit Cards for Kids Choosing Between GoHenry and Greenlight
Financial literacy is essential for youngsters, and GoHenry and Greenlight seek to make it fun and practical. GoHenry or Greenlight card is crucial for parents [view more]
All About the Reviews of the L.L. Bean Mastercard
The L.L. Bean Mastercard is a collaborative offering first from the outdoor-oriented shop and Mastercard, bearing the L.L. Bean logo. People can earn Bean Bucks [view more]
Discussion Contactless Payment
The phrase “contactless transaction” refers to a safe way for customers to make purchases of services or goods that have used a bank card, credit [view more]
A Quick Shot What Is an External Transfer
Introduction What Is an External Transfer? You can use your bank’s online banking, mobile banking app, or phone banking service to send and receive electronic [view more]