Differences Between Cash Credit and Overdraft
When managing finances, we often encounter several terms that need clarification. Among these terms, ‘Cash Credit’ and ‘Overdraft’ often raise eyebrows. Both play essential roles [view more]
Articles by Ajay Sharma
The Benefits of a Linked Savings Account Everything You Need to Know
A linked savings account provides convenience and benefits to account holders. Best linked savings accounts are connected to a checking or money market account at [view more]
How Regularly Should You Review Your Checking Account
Keeping an eye on one’s bank account has become routine as checking daily emails or the mailbox. The increasing popularity of online transactions and the [view more]
An Insight into Debit Cards Functions, Costs, and Operation
A debit card, often called a check or bank card, can replace cash and credit. Your bank issues it for rapid checking account withdrawals. Debit [view more]
Planning Finances for Each Stage of Retirement
The journey to and through retirement is a marathon, not a sprint. Each stage of this journey, known as the 4 phases of retirement, presents [view more]
10 Tips for Scoring Affordable Car Insurance Deals
People always seek ways to save money, especially on recurrent bills like car insurance. You can get the finest insurance offer with the correct methods [view more]
Understanding the Concept of Savings and Measuring Your Savings Percentage
In personal finance, the concept of savings occupies a central position. Savings, in its most basic form, is the money one retains after settling all [view more]
Breaking Down Autonomous Consumption in Economic Terms
In economics, consumption is fundamental in determining how individuals and households allocate resources. One aspect of consumption, often overlooked but essential, is autonomous consumption. What [view more]
Financial Struggles Why Even High Earners Struggle with Cash Flow
Living paycheck to paycheck isn’t just the narrative of those at the lower echelons of the earning ladder. It’s a misconception that only those with [view more]
Digital Evolution What is an Electronic Check and Its Use
Electronic check (e-checks) are upgraded paper checks used for online payments. It transfers funds electronically between bank accounts, like a cheque, but in digital form. [view more]